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Archive for the ‘Credit’ Category

Can I apply for bankrupsy for a student loan?

December 6th, 2009
shade_under_water asked:


I heard you have to wait 10 years after your last study date to claim bankrupsy in Canada? Is this so? Student loan is for 60,000

ronniet Credit , ,

How will paying off a small (5K) student loan affect my credit?

December 1st, 2009
Mark asked:


My credit scores are pretty bad (584-603); I want to quickly improve them… would paying in full on a small student loan have a significant impact?

ronniet Credit , ,

Will moving my student loan to a credit card lower my credit score?

November 24th, 2009
Annette J asked:

I currently have about $15K in student loans at around 8.5% (variable rate). They are private loans, NOT federal. My credit card is offering 4.99% for balance transfers until paid in full. Will it hurt my credit score to move this debt to my credit card? I know that the mix of revolving debt v. term debt is a consideration, but I don’t know if it’s significant enough to be paying the higher interest. I have 8 years left on my term loan right now (10 year loan).

ronniet Credit , ,

how can i get a student loan without having income for the coming year?

November 21st, 2009
lina t asked:


student 23 from greece want to take a loan so as to make through living expences and finishes postgraduate studies in UK.there is not an income for the tax year 2006-7

ronniet Credit , ,

what are the consequences of paying only a percentage of my monthly student loan payment?

November 19th, 2009
pedra_gray asked:


For example: My monthly student loans are $500. I can only afford to pay $250 – $300. Can wages still be garnished? Will it reflect negatively on my credit, even though it’s a “good faith” attempt to pay a debt?

ronniet Credit , ,

I have a judgement againstm e from a credit card my Mom ran up, can they take it from my student loan?

November 10th, 2009
Chugga asked:


Are they going to take money from my student loan?

ronniet Credit , ,